Kisan Credit Card(KCC) 2020

Kisan Credit Card(KCC) 2020 

Special campaign of the state government from 18th June to 31st July to cover all the member pastoralists and fishermen of the state under Kisan Credit Card under Atmanirbhar Bharat Scheme-2020.
The Government will provide Kisan Credit Card (KCC) to 1.5 crore dairy farmers belonging to Milk Unions and Milk producing Companies within the next two months (1st June-31st July 2020) under a special drive. The Department of Animal Husbandry and Dairyingin association with Department of Financial Services has already circulated relevant circulars and KCC application format to all State Milk Federation and Milk Unions for implementing the same on a mission mode.


KCC Include pastoralists (Pashupalak) in Gujarat.

Under the dairy cooperative movement, approximately 1.7 crore farmers are associated with 230 Milk Unions in the country.

In the first phase of this campaign, the target is to cover all farmers who are members of dairy cooperative societies and associated with different Milk Unions and who do not have KCC. 

Farmers who already have KCC based on their land ownership, can get their KCC credit limit enhanced, though interest subvention shall be available only to the extent of Rs 3 lakhs.

Although the general limit for KCC credit without collateral remains Rs. 1.6 lakh, but the case of farmers whose milk is directlyprocured by Milk Unions falls under tie up arrangements between the producers and processing units without any intermediaries, and hence the credit limits without Collateral can be upto Rs.3 lakh.

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This will ensure more credit availabilityfordairy farmers associated with Milk Unions as well as assuring repayment of loans to banks.
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